More than 99 percent of Arizona's businesses are considered small, with more than 40 percent of Arizona employees working for small businesses, according to the U.S. Small Business Administration.
A study by Civic Economics found that when $100 is spent at a locally-owned business, that business puts $47 back into the local economy while the total is just $13 for non-local businesses.
Licenses set to expire during Q4
| License Holder | License Type | Lapse Date | Issued Date |
|---|---|---|---|
| Elana Varnum | Occupational Therapist | 10/15/2020 | 10/16/2000 |
| Stephen L. Hulsey Jr. | Occupational Therapist | 10/15/2020 | 04/16/2012 |
| Lindsey Marie Smith | Occupational Therapist | 10/16/2020 | 10/17/2018 |
| Eric D. Heaton | Certified Residential Appraiser | 10/31/2020 | 10/30/2008 |
| Mia Sara Drouin | Behavior Analyst | 10/31/2020 | 02/22/2016 |
| Darla Kay Guelian | Occupational Therapy Assistant | 11/03/2020 | 11/04/2016 |
| Joseph Anthon McLaws | Occupational Therapist | 11/03/2020 | 08/17/1998 |
| Brian D. Long | Athletic Trainer | 11/04/2020 | 11/05/2018 |
| Karen A. Flocker L.AC. | Acupuncturist | 11/30/2020 | 11/27/2002 |
| James C. Watts | Registered Trainee Appraiser | 12/01/2020 | 12/01/2015 |
| Kimberly J. Nickles-Camping | Registered Trainee Appraiser | 12/04/2020 | 12/04/2017 |
| Jennifer Jean Job | Occupational Therapy Assistant | 12/11/2020 | 09/25/1995 |
| Rachel Buratti | Athletic Trainer | 12/15/2020 | 06/16/2020 |
| 360 Mortgage Group, LLC, Gilbert, AZ Branch | Mortgage Banker | 12/31/2020 | 08/26/2009 |
| Absolute Home Mortgage Corporation, Gilbert, AZ Branch | Mortgage Banker | 12/31/2020 | 04/10/2020 |
| Absolute Home Mortgage Corporation, Gilbert, AZ Branch | Mortgage Banker | 12/31/2020 | 07/31/2020 |
| Absolute Home Mortgage Corporation, Gilbert, AZ Branch | Mortgage Banker | 12/31/2020 | 07/31/2020 |
| Adrianna Trujillo | Dispensing Optician | 12/31/2020 | 12/04/2019 |
| Arizona Equity Lenders, Inc. | Mortgage Broker | 12/31/2020 | 09/14/2009 |
| Avenu, LLC, Gilbert, AZ Branch | Mortgage Banker | 12/31/2020 | 07/24/2018 |
| Beckam Funding Corporation, Gilbert, AZ Branch | Mortgage Banker | 12/31/2020 | 09/20/2019 |
| BKCO Mortgage, LLC, Gilbert, AZ Branch | Mortgage Banker | 12/31/2020 | 01/10/2020 |
| Brookhollow Mortgage Services, Ltd., Gilbert, AZ Branch | Mortgage Broker | 12/31/2020 | 05/21/2013 |
| Cornerstone Home Lending, Inc., Gilbert, AZ Branch | Mortgage Banker | 12/31/2020 | 03/02/2007 |
| Define Mortgage Solutions, LLC, Gilbert, AZ Branch | Mortgage Banker | 12/31/2020 | 08/02/2018 |
| Direct Mortgage, Corporation, Gilbert, AZ Branch | Mortgage Banker | 12/31/2020 | 03/28/2017 |
| Discovery Home Finance, LLC | Mortgage Broker | 12/31/2020 | 02/13/2019 |
| Embrace Home Loans, Inc., Gilbert, AZ Branch | Mortgage Banker | 12/31/2020 | 09/21/2004 |
| Empower You!, LLC | Mortgage Broker | 12/31/2020 | 06/21/2007 |
| Everwise Group Corporation, Gilbert, AZ Branch | Mortgage Broker | 12/31/2020 | 08/02/2019 |
| Fisher Financial Group, Incorporated | Mortgage Banker | 12/31/2020 | 09/02/1997 |
| Gail K. Ross | Dispensing Optician | 12/31/2020 | 09/27/2000 |
| Golden Empire Mortgage, Inc., Gilbert, AZ Branch | Mortgage Banker | 12/31/2020 | 03/25/2009 |
| Griffin Funding, Inc., Gilbert, AZ Branch | Mortgage Banker | 12/31/2020 | 02/01/2017 |
| Guidance Residential, LLC, Gilbert, AZ Branch | Mortgage Banker | 12/31/2020 | 06/11/2013 |
| Homewise Financial Corporation, Gilbert, AZ Branch | Mortgage Broker | 12/31/2020 | 05/08/2020 |
| Impac Mortgage Corporation, Gilbert, AZ Branch | Mortgage Banker | 12/31/2020 | 06/18/2009 |
| Impac Mortgage Corporation, Gilbert, AZ Branch | Mortgage Banker | 12/31/2020 | 04/21/2015 |
| Indecomm Holdings, Inc., Gilbert, AZ Branch | Mortgage Broker | 12/31/2020 | 12/19/2013 |
| Jerome W. Wallace | Certified Residential Appraiser | 12/31/2020 | 12/26/2014 |
| KBHS Home Loans, LLC, Gilbert, AZ Branch | Mortgage Banker | 12/31/2020 | 06/22/2018 |
| Kevin John Cooper | Loan Originator | 12/31/2020 | 10/21/2019 |
| Knock Lending, LLC, Gilbert, AZ Branch | Mortgage Banker | 12/31/2020 | 08/05/2020 |
| LeaderOne Financial Corporation, Gilbert, AZ Branch | Mortgage Banker | 12/31/2020 | 02/04/2015 |
| Lendcos, LLC | Mortgage Broker | 12/31/2020 | 05/22/2020 |
| loanDepot.com, LLC, Gilbert, AZ Branch | Mortgage Banker | 12/31/2020 | 05/01/2017 |
| LoanUnited.com, LLC, Gilbert, AZ Branch | Mortgage Banker | 12/31/2020 | 08/16/2018 |
| Moria Development, Inc., Gilbert, AZ Branch | Mortgage Banker | 12/31/2020 | 10/28/2011 |
| Mortgage Unity, LLC, Gilbert, AZ Branch | Mortgage Broker | 12/31/2020 | 08/08/2019 |
| My Move Mortgage, LLC, Gilbert, AZ Branch | Mortgage Banker | 12/31/2020 | 03/07/2018 |
| NATIONS LENDING CORPORATION, Gilbert, AZ Branch | Mortgage Banker | 12/31/2020 | 02/12/2019 |
| NATIONS LENDING CORPORATION, Gilbert, AZ Branch | Mortgage Banker | 12/31/2020 | 02/12/2019 |
| NATIONS LENDING CORPORATION, Gilbert, AZ Branch | Mortgage Banker | 12/31/2020 | 02/12/2019 |
| Nationwide Mortgage Bankers, Inc., Gilbert, AZ Branch | Mortgage Banker | 12/31/2020 | 08/31/2018 |
| Nationwide Mortgage Bankers, Inc., Gilbert, AZ Branch | Mortgage Banker | 12/31/2020 | 10/11/2018 |
| Nationwide Mortgage Bankers, Inc., Gilbert, AZ Branch | Mortgage Banker | 12/31/2020 | 12/03/2018 |
| Nationwide Mortgage Bankers, Inc., Gilbert, AZ Branch | Mortgage Banker | 12/31/2020 | 04/23/2019 |
| Nationwide Mortgage Bankers, Inc., Gilbert, AZ Branch | Mortgage Banker | 12/31/2020 | 07/29/2019 |
| Nationwide Mortgage Bankers, Inc., Gilbert, AZ Branch | Mortgage Banker | 12/31/2020 | 09/11/2019 |
| Nest Home Lending, LLC, Gilbert, AZ Branch | Mortgage Banker | 12/31/2020 | 06/26/2019 |
| Paramount Residential Mortgage Group, Inc., Gilbert, AZ Branch | Mortgage Banker | 12/31/2020 | 03/09/2017 |
| PennyMac Loan Services, LLC, Gilbert, AZ Branch | Mortgage Banker | 12/31/2020 | 10/19/2009 |
| Premia Mortgage, LLC, Gilbert, AZ Branch | Mortgage Banker | 12/31/2020 | 09/12/2011 |
| Prosper Marketplace, Inc., Gilbert, AZ Branch | Mortgage Banker | 12/31/2020 | 11/19/2018 |
| Radius Financial Group, Inc., Gilbert, AZ Branch | Mortgage Banker | 12/31/2020 | 03/17/2020 |
| Reina E. Medrano | Dispensing Optician | 12/31/2020 | 03/28/2008 |
| Robert Michael Burkhead | Dispensing Optician | 12/31/2020 | 03/06/2019 |
| Roger Bertram Beecroft | Loan Originator | 12/31/2020 | 04/27/2020 |
| Saxton Mortgage, LLC, Gilbert, AZ Branch | Mortgage Banker | 12/31/2020 | 07/30/2020 |
| Shepherds Finance, LLC, Gilbert, AZ Branch | Mortgage Banker | 12/31/2020 | 12/30/2019 |
| Snapfi, Inc., Gilbert, AZ Branch | Mortgage Banker | 12/31/2020 | 08/15/2017 |
| SoFi Mortgage, LLC, Gilbert, AZ Branch | Mortgage Banker | 12/31/2020 | 02/21/2017 |
| Sourcepoint, Inc., Gilbert, AZ Branch | Mortgage Broker | 12/31/2020 | 01/03/2012 |
| Starboard Financial Management, LLC | Mortgage Banker | 12/31/2020 | 05/14/2009 |
| Steeple Rock Funding, LLC | Mortgage Broker | 12/31/2020 | 08/17/2010 |
| Stoa 3, LLC, Gilbert, AZ Branch | Mortgage Broker | 12/31/2020 | 09/12/2019 |
| Sun West Mortgage Company, Inc., Gilbert, AZ Branch | Mortgage Banker | 12/31/2020 | 05/21/2020 |
| Sunstreet Mortgage, LLC, Gilbert, AZ Branch | Mortgage Banker | 12/31/2020 | 08/18/2017 |
| THE MORTGAGE SPECIALIST LP, GILBERT, AZ Branch | Mortgage Broker | 12/31/2020 | 05/18/2016 |
| TMP Solutions, LLC, Gilbert, AZ Branch | Mortgage Broker | 12/31/2020 | 08/25/2020 |
| Tonilynn Sheridan | Dispensing Optician | 12/31/2020 | 10/22/2010 |
| TruHome Solutions, LLC, Gilbert, AZ Branch | Mortgage Banker | 12/31/2020 | 01/29/2019 |
| United Shore Financial Services, LLC, Gilbert, AZ Branch | Mortgage Banker | 12/31/2020 | 10/21/2008 |
| United Shore Financial Services, LLC, Gilbert, AZ Branch | Mortgage Banker | 12/31/2020 | 10/19/2009 |
| Velocio Mortgage, L.L.C., Gilbert, AZ Branch | Mortgage Banker | 12/31/2020 | 01/20/2017 |
| Waterstone Mortgage Corporation, Gilbert, AZ Branch | Mortgage Banker | 12/31/2020 | 11/09/2012 |
| Zillow Home Loans, LLC, Gilbert, AZ Branch | Mortgage Banker | 12/31/2020 | 04/26/2017 |